Informing Collector

 Letter Informing Debt Collector of Unfair Practices in Collection Activities - Taking, or Threatening to Take, any Nonjudicial Action Where there is no Present Right or Intent to Exercise such Rights
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Control #:
US-DCPA-20.4BG
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Description Practices Collection

A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(6) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if: (A) there is no present right to possession of the property claimed as collateral through an enforceable security interest . . . . (B) there is no present intention to take possession of the property.

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Unfair Practices Action Other Form Names

Debt Collection Action   Debt Collector Threatening   Debt Collector Threatening Action   Letter Unfair Practices  

FAQ

How do I write a debt dispute letter?

How do I write a letter requesting debt validation?

How do I write a debt validation letter?

What are my rights under the Fair Debt Collection Practices Act?

When a consumer refuses in writing to pay a debt or requests that a debt collector cease communication?

Do debt validation letters really work?

What should you not say to debt collectors?

How do I request a debt validation?

Can a debt collector refuse a payment?

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