Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check

 Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check
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page 1 Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check preview

Description

A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(4) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.

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FAQ

Can a debt collector refuse a payment?

What is prohibited by the Fair Debt Collection Practices Act?

When a consumer refuses in writing to pay a debt or requests that a debt collector cease communication?

Do debt validation letters really work?

How do you ask for debt validation?

What are my rights under the Fair Debt Collection Practices Act?

What is a debt verification letter?

How do I write a letter requesting debt validation?

Can I request debt validation after 30 days?

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