Misrepresentations

 Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt
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State:
Multi-State
Control #:
US-DCPA-19.11BG
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Description fraudulent misrepresentation

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer."

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