Absolutely, it can affect your credit score and may lead to wage garnishments or other collections efforts.
If the judge doesn't see a response from you, they may side with the other party and grant their request, which could mean losing the case without a fight.
Typically, you have about 30 days to respond, but it's best to check the specific details or the court rules.
Make sure to respond within the time given. Ignoring it could lead to a default judgment against you.
Yes, you might be able to have it set aside if you have a good reason and can show the court why you didn't respond in time.
You'll usually get a notice in the mail letting you know that someone won a judgment against you because you didn't respond.
A Judgment by Default happens when one side in a court case doesn't show up or respond, and the other side wins by default.