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West Virginia requires all businesses to carry workers' compensation insurance, with some exceptions. This policy provides medical benefits and wage loss benefits for employees who are injured on the job.
Workers' compensation insurance in WV helps pay medical costs for employees that become hurt or sick as a result of their job. It can also help replace some of your employee's missed wages or provide disability payments if they're unable to return to work.
Some states however prohibit the sale of workers compensation by private insurers and, instead, require employers to purchase coverage from a government-operated fund. North Dakota, Ohio, Wyoming, and Washington are the four states with this specific requirement and are referred to as monopolistic states.
Claims Must Be Filed Within Six Months. West Virginia requires injured workers to file an application for benefits within six months of the date of injury. Do not allow yourself or your loved one to miss out on valuable financial help to replace lost wages, cover medical expenses, and more.
How do I file a workers compensation claim in my state? If you are injured while on the job, you should 1) seek the appropriate medical care necessary; 2) provide written notice to your employer as soon as possible, if not immediately; and 3) file a workers' compensation claim.
West Virginia has moved from being the sole monopolistic carrier to a competitive market with 275 carriers offering workers' compensation insurance to the state's employers. In addition to lower premium rates, other factors have contributed to reducing costs in the state's workers' comp program.
NCCI provides Proof of Coverage (POC) data to the West Virginia Offices of the Insurance Commissioner (OIC). Please refer to the Proof of Coverage State Guide for additional details about NCCI's POC service in West Virginia. NCCI is the Residual Market Plan Administrator for West Virginia.
Workers' compensation insurance in WV helps pay medical costs for employees that become hurt or sick as a result of their job. It can also help replace some of your employee's missed wages or provide disability payments if they're unable to return to work.
Workers' compensation insurance in WV helps pay medical costs for employees that become hurt or sick as a result of their job. It can also help replace some of your employee's missed wages or provide disability payments if they're unable to return to work.
Ohio, Wyoming, Washington, and North Dakota prohibit the sale of workers compensation insurance by private insurers. They are collectively called the monopolistic states because they require employers to purchase workers compensation coverage from a government-operated insurance fund.