Vermont First-Aid Only Injuries and Deductible Policies are designed to help protect individuals from medical expenses related to injuries that occur while on the job. These policies provide coverage for medical expenses associated with first-aid only injuries, including medical care, prescription drugs, and lost wages. There are two main types of Vermont First-Aid Only Injuries and Deductible Policies: 1. Level II First-Aid Only Deductible Policy: This policy covers medical expenses when an employee suffers from a first-aid only injury, up to a predetermined deductible amount. 2. Level III First-Aid Only Deductible Policy: This policy covers medical expenses when an employee suffers from a first-aid only injury, up to a predetermined deductible amount, plus any additional costs related to medical care, such as hospitalization, ambulance services, etc. Both policies provide coverage for medical costs associated with first-aid only injuries and are designed to help protect individuals from financial hardship due to medical costs resulting from workplace injuries.