The Vermont Trustee's License to Mortgage is a special type of license granted to certain individuals or organizations that allows them to act as trustees for mortgage transactions in the state of Vermont. This license is typically issued by the Vermont Department of Financial Regulation’s Banking Division and is required for any individual or entity that wishes to act as a trustee for mortgage transactions in Vermont. The license is available in two different forms. The first is the Mortgage Broker Trustee’s License, which is required for all mortgage brokers in Vermont. This license allows mortgage brokers to act as trustees for mortgage transactions and requires the completion of a state-approved licensing course. The second type of license is the Mortgage Lender Trustee’s License, which is required for all mortgage lenders in Vermont. This license allows mortgage lenders to act as trustees for mortgage transactions and requires the completion of a state-approved licensing course. In addition to these two licenses, there is also the Vermont Limited Power of Attorney for Mortgage Transactions License, which is available to individuals who are not mortgage brokers or lenders but wish to act as trustees for mortgage transactions. This license requires the completion of a state-approved course and the applicant must possess a valid Vermont driver’s license. In order to obtain any of the three Vermont Trustee's Licenses to Mortgage, applicants must provide the Banking Division with proof of identity, proof of residency, and a completed application. The Banking Division also requires applicants to pass a background check.