Vermont Important Notice to Homeowner CAMP is a document that is sent to homeowners in Vermont who are at risk of or are already facing foreclosure. The notice outlines the available options and resources to help homeowners with their mortgage payments. It explains the Home Affordable Modification Program (CAMP) and the Home Affordable Refinance Program (HARP), as well as the foreclosure prevention services and other forms of assistance that are available. The notice also explains other details such as the homeowner's right to a mortgage review, how to appeal an evaluation decision, and other important information related to foreclosure prevention. There are two types of Vermont Important Notice to Homeowner CAMP: the Standard Notice and the Notice of Right to Appeal.