Vermont Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals) is a form used in the state of Vermont in the bankruptcy process. It is used to calculate the monthly expenses of an individual who is filing for bankruptcy and living in a separate household from their co-debtor. This form is used to provide information about the debtor's monthly expenses, such as housing, food, utilities, debt payments, and other miscellaneous expenses. The form consists of two parts: Part 1 is used to list the expenses of the debtor's household, while Part 2 is used to list the expenses of the co-debtor's household. There are four types of Vermont Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals): Part 1 — Debtor's Household Expenses, Part — - Co-Debtor's Household Expenses, Part 3 — Combined Household Expenses, and Part 4 — Combined Household Expense Adjustments.