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A plan's guaranteed issue (GI) is the amount of life insurance available to an employee without having to provide Evidence of Insurability, or EOI.
Call a relay operator first at 1-800-662-1220, and ask the operator to call the Telephone Claims Center at 1-888-783-1370.
Guaranteed issue means that health insurance issuers that offer individual policies in a state generally must offer all available individual coverage products to all eligible individuals in the state, and must accept any eligible individual who applies for those products.
If you quit your job voluntarily, without good cause, you won't be eligible for benefits. Good cause includes compelling family reasons, such as caring for a family member with a disability or dealing with domestic violence.
A requirement that health plans must permit you to enroll regardless of health status, age, gender, or other factors that might predict the use of health services.
Call: Tel-Service at 1-888-581-5812. If you live outside of NYS, call 1-888-864-9920. am on Saturday until midnight on Sunday.
Guaranteed issue life insurance is a permanent life insurance policy available without a medical exam. Because guaranteed issue life insurance does not require a medical exam, coverage amounts are typically lower than life insurance policies that include a medical exam.
Guaranteed issue life insurance is a policy you can't be turned down for. It's appealing because there's no life insurance medical exam needed to qualify, and no health questions. The downside is that it generally has high costs and only low amounts of coverage available.
What should I do if I make a mistake on my weekly certification? You should call the Telephone Claims Center right away, at 888-209-8124. Call during the hours of operation: Monday through Friday, 8 am to 5 pm.
HMO plans don't include out-of-network benefits. That means if you go to a provider for non-emergency care who doesn't take your plan, you pay all costs.