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A letter a consumer may send to a debt collector demanding that the collector stop any further contact with the consumer about an account. A consumer may send ... At the federal level, the Fair Debt Collection Practices Act (the ?FDCPA?) provides debtors some protections from false, deceptive, ...(B) Any services rendered or compensation that may be lawfully received by a debt collector for the collection of a debt;. (3) The false representation or ... A consumer collection agency, or debt collector, is any person who regularly collects debts owed to others. What debts are covered? Fair debt collection laws ... In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-. Non-profit credit counseling services. E. Employees of a debt collector may be individually liable, with their employer, for violations of the FDCPA. 15 U.S.C. ... The Act, but it does not cover every question that could arise in the daily practice of collections. Texas is the only state whose fair debt law is ... Fair Debt Collection Practices Act (FDCPA), federal courts have struggled to dealplay, these collections agencies can try any trick or tactic plausi-. (p)Chapter 42, Uniform Debt-Management Services Act;(2) investigate the activities of any business governed by the laws administered and enforced by. Attorneys general across the U.S. provided consumer protection tips to veteranscollectors attempting to collect a debt; and failing to provide to ...