Sample "Before" Adverse Action Letter
What is this form?
The Sample "Before" Adverse Action Letter is a notification provided to job applicants when an employer receives their consumer report. This letter is essential for compliance with the Fair Credit Reporting Act (FCRA), ensuring that applicants are informed that their credit history may impact employment decisions. Unlike similar forms, this letter specifically precedes any adverse employment action, giving candidates the opportunity to address any information contained in their report.
Key components of this form
- Date of the letter.
- Recipient's name and address.
- Name of the company that requested the consumer report.
- Enclosure details, including the consumer report and summary of rights.
- Sender's signature and printed name.
When to use this document
This form should be used after an employer obtains a consumer report on a job applicant. It is vital when an employer intends to take adverse action, such as denial of employment, based on the information in the report. By sending this letter, employers comply with federal regulations and provide transparency to applicants regarding their employment decisions.
Who this form is for
This form is suitable for:
- Employers who use consumer reports in their hiring process.
- Human resource professionals managing applicant screening processes.
- Companies wanting to adhere to the FCRA and protect the rights of their applicants.
How to complete this form
- Enter the date at the top of the letter.
- Add the recipient's full name and address.
- Insert the name of the company that obtained the consumer report.
- Include a brief statement mentioning the enclosure of the consumer report and the summary of rights.
- Sign and print the sender's name at the bottom of the letter.
Notarization guidance
This form usually doesn’t need to be notarized. However, local laws or specific transactions may require it. Our online notarization service, powered by Notarize, lets you complete it remotely through a secure video session, available 24/7.
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Make edits, fill in missing information, and update formatting in US Legal Forms—just like you would in MS Word.
Download a copy, print it, send it by email, or mail it via USPS—whatever works best for your next step.
Sign and collect signatures with our SignNow integration. Send to multiple recipients, set reminders, and more. Go Premium to unlock E-Sign.
If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.
We protect your documents and personal data by following strict security and privacy standards.
Typical mistakes to avoid
- Failing to include the date can lead to confusion regarding the timeline.
- Inaccurately addressing the recipientâs name or address may cause delivery issues.
- Neglecting to attach the required documents can prevent the applicant from fully understanding their rights.
Why complete this form online
- Instant access allows for immediate use and compliance.
- Customizable fields make it easy to personalize for each applicant.
- Access to legal forms drafted by licensed attorneys ensures legal accuracy.
