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How many cars can you have on one insurance policy? Most insurance companies have a limit of four or five cars per insurance policy. This is more than enough for most people, but some drivers have big families or lots of cars and need additional coverage.
--(1) A transfer or assignment of a policy of insurance, wholly or in part, whether with or without consideration, may be made only by an endorsement upon the policy itself or by a separate instrument, signed in either case by the transferor or by the assignor or his duly authorised agent and attested by at least one
In general, there are two ways to transfer policy ownership. First, you can transfer ownership of the policy directly to another adult, including the policy's named beneficiary. Second, you can create an irrevocable life insurance trust and transfer ownership of the policy to the trust.
It's perfectly legal to have two auto insurance policies on one vehicle. Nonetheless, your insurance company may not be willing to insure the same vehicle twice. You may have to buy a second policy from another insurer and pay both bills.
If you have two different cars parked at two different addresses, your insurance company will probably not insure them. You can buy a policy with your roommates, but this follows the rule that you must live at the same address.
'Fronting' is often used to describe a form of car insurance fraud, when someone claims to be the main driver on a car insurance policy when they are not.