Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.
A debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes leaving telephone messages with neighbors or other 3rd parties when the debt collector knows the consumer's name and telephone number and could have contacted the consumer directly.
Texas Notice to Debt Collector - Unlawful Messages to 3rd Parties
Category:
State:
Multi-State
Control #:
US-DCPA-28
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Notice To Debt Collector - Unlawful Messages To 3rd Parties?
Are you now in the location where you require documents for both business or personal purposes nearly every day.
There are numerous legitimate document templates accessible online, but finding ones you can rely on is challenging.
US Legal Forms offers thousands of template documents, including the Texas Notice to Debt Collector - Unlawful Messages to 3rd Parties, which are designed to meet federal and state requirements.
Once you find the correct form, click Buy now.
Choose the pricing plan you prefer, fill out the required information to create your account, and complete the transaction using PayPal or Visa or Mastercard.
- If you are already familiar with the US Legal Forms website and possess an account, simply Log In.
- After that, you can download the Texas Notice to Debt Collector - Unlawful Messages to 3rd Parties template.
- If you do not have an account and wish to start using US Legal Forms, follow these steps.
- Obtain the form you need and ensure it is for the correct city/region.
- Utilize the Review button to examine the form.
- Read the information to confirm you have selected the right form.
- If the form isn't what you are looking for, use the Search section to find the form that meets your needs.
Form popularity
FAQ
Generally, a debt collector can't discuss your debt with anyone other than:You.Your spouse.Your parents (if you are a minor)Your guardian, executor, or administrator.Your attorney, if you are represented with respect to the debt.
Among the insider tips, Ulzheimer shared with the audience was this: if you are being pursued by debt collectors, you can stop them from calling you ever again by telling them '11-word phrase'. This simple idea was later advertised as an '11-word phrase to stop debt collectors'.
Third-party debt collector (a debt collector who is not the original creditor) generally cannot sue in Texas without filing a bond with the Texas Secretary of State.
3 Things You Should NEVER Say To A Debt CollectorAdditional Phone Numbers (other than what they already have)Email Addresses.Mailing Address (unless you intend on coming to a payment agreement)Employer or Past Employers.Family Information (ex.Bank Account Information.Credit Card Number.Social Security Number.
Debt collectors are allowed to contact third parties to obtain or confirm location information, but the FDCPA does not allow debt collectors to leave messages with third parties. Location information is defined as a consumer's home address and home phone number or workplace and workplace address.
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
As of Nov. 30, 2021, debt collectors have new options for how they may communicate with you about debts they're trying to collect. Now they can text you. Text messages, along with emailing and direct messages on social media, are allowed as part of an update to the Fair Debt Collection Practices Act (FDCPA).
If you're dealing with a third-party debt collector, there are five things you can do to handle the situation.Don't ignore them. Debt collectors will continue to contact you until a debt is paid.Get information on the debt.Get it in writing.Don't give personal details over the phone.Try settling or negotiating.
A new rule allows debt collectors to contact you on social media, text or email not just by phone. The rule, which was approved last year by the Consumer Financial Protection Bureau's former president Kathleen L. Kraninger, took effect Tuesday, Nov. 30.
