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Texas. State Resources: The state of Texas does not offer assistance with funeral and burial costs.
Texas cremation preplanning is a valuable tool for families who want to minimize cremation costs and save their family from stressful decision making later. Pre-need cremation planning in Texas gives you the opportunity to: Select the Texas pre-need cremation plan that's best for you or a loved one.
Direct cremation in Texas can generally be obtained for between the cost of $640 and $995 (depending on where in Texas you live). In some rural areas, a direct cremation can be much higher than this, but if you shop around and compare cremation prices, you should be able to obtain a low-cost direct cremation in Texas.
A funeral plan lets you pay in advance for some of your funeral, at today's prices. You can buy a plan from funeral directors and funeral plan providers. The money in the plan can only be used to pay for funeral costs.
What are the options available to fund a prepaid funeral contract in Texas? The two options available to fund a prepaid funeral contract are trust-funded and insurance-funded. A seller may offer one or both funding types.
The cons are that prepaid funeral plans lock you into one funeral home for a fixed price which may result in higher costs in the future, they usually involve hidden charges, there is little flexibility, and many funeral homes will not refund your deposit if you change your mind.