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The median monthly mortgage payment is just over $1,500, according to the U.S. Census Bureau. That can vary of course, based on the size of the house and where you live, but that's the ballpark number.

FHA loans are some of the easiest mortgages to qualify for, especially as the down payment requirements are as low as 3.5%.

The best guess most financial advisors and websites will give you is that closing costs are typically between 2 and 5% of the home value. True enough, but even on a $150,000 house, that means closing costs could be anywhere between $3,000 and $7,500 that's a huge range!

Not including your downpayment on a home, closing costs usually range between 2-5% of the purchase price. This means if an average home in Rhode Island costs between $300,000-$400,000, you can expect to pay between $2,600-$4600 in closing costs.

Typically the buyer is responsible for these costs but they can ask the seller to contribute to the cost of closing costs. The person buying your property typically has three potential home loans or mortgages: VA, FHA, or CONV. Depending on which types of loan they take, who pays which fee can get a little mixed up.

Assuming you have a 20% down payment ($70,000), your total mortgage on a $350,000 home would be $280,000. For a 30-year fixed mortgage with a 3.5% interest rate, you would be looking at a $1,257 monthly payment.

Closing costs typically range from 3% to 6% of the home's purchase price. 1feff Thus, if you buy a $200,000 house, your closing costs could range from $6,000 to $12,000. Closing fees vary depending on your state, loan type, and mortgage lender, so it's important to pay close attention to these fees.

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The average mortgage payment is just over $1,500 per month, according to the U.S. Census Bureau. That might seem like a high price to pay.

Mortgage Deed Contract

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