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Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you'll want to get travel insurance.
Who must comply with the ACA? The ACA applies to applicable large employers (ALEs), which are businesses that had 50 or more full-time and full-time equivalent (FTE) employees on average during the previous year.
Puerto Rico elected to expand Medicaid eligibility to the new adult group under the Patient Protection and Affordable Care Act (ACA, P.L. 111-148, as amended) (CMS 2016a). Puerto Rico also provides Medicaid coverage to aged, blind, and disabled individuals through the medically needy option.
Generally, college students who become interns are not full-time employees and don't receive the same benefits as their full-time counterparts. However, a paid intern may be considered full-time under Department of Labor and Internal Revenue Service rules, making them eligible for certain benefits.
Do I need travel insurance for Puerto Rico? Given the fact that US domestic health insurance provides little coverage in Puerto Rico, and the relatively low cost of travel insurance for Puerto Rico, it is important for international travelers to buy good travel insurance for visiting Puerto Rico.
The ACA allows the U.S. territories to establish an Exchange, but HHS will not establish a federally-facilitated Exchange (FFE) in territories that elect not to establish their own Exchange.
Qualification Requirements for Obamacare Hardship Exemptions Hardship exemptions are available for those who cannot afford to pay for health insurance or for whom health insurance would exceed 8.16 percent of their gross household income.