Ohio Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

How does BWC evaluate a claim for settlement? BWC has no pre-set formulas for determining the settlement value of a claim. The settlement figure is the amount BWC is willing to pay you for the anticipated future cost of your claim. These costs are then pro-rated based upon the likelihood that they will occur.

Ohio law requires employers to obtain workers' compensation insurance for all employees. As such, we define Ohio employers as either state-fund or self-insuring. BWC pays medical benefits and lost wages to employees who are injured or contract an occupational disease on the job.

Ohio employers with one or more employees must have workers' compensation coverage. In Ohio, all employers with one or more employees must, by law, have workers' compensation coverage.

While Ohio employers can fire workers ?at will,? they cannot fire someone in retaliation for filing for workers' compensation. If you suspect this caused your job loss?or you just need help figuring out whether you're eligible to continue collecting benefits after losing your job?contact my office in Upper Arlington.

How do you file a claim? Online: Complete the First Report of Injury, Occupational Disease or Death (FROI). Mail or Fax: You can also print the FROI (PDF), complete it, and then submit it to BWC by mail or fax to 866-336-8352.

For injury and work-related death claims, the deadline for filing claims falls on the date exactly 12-months from the day on which the workplace accident occurred.

Established in 1912, the Ohio Bureau of Workers' Compensation is the exclusive provider of workers' compensation insurance in Ohio, serving 257,000 public and private employers.

For injury and work-related death claims, the deadline for filing claims falls on the date exactly 12-months from the day on which the workplace accident occurred. For occupational illness claims, the deadline falls on the one-year anniversary of when symptoms became disabling or when a definitive diagnosis was made.

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Ohio Checklists - Worker's Compensation Claims