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Ohio, Wyoming, Washington, and North Dakota prohibit the sale of workers compensation insurance by private insurers. They are collectively called the monopolistic states because they require employers to purchase workers compensation coverage from a government-operated insurance fund.
The following states/jurisdictions are monopolistic fund states: North Dakota, Ohio, Washington, Wyoming, Puerto Rico, and the U.S. Virgin Islands.
Some states however prohibit the sale of workers compensation by private insurers and, instead, require employers to purchase coverage from a government-operated fund. North Dakota, Ohio, Wyoming, and Washington are the four states with this specific requirement and are referred to as monopolistic states.
Generally speaking there is a one year time limit (2017 HB 27) in which to file a workers' compensation claim. The claim must be filed within one year from the date of the injury.
How long do I have to file a workers' comp claim in Ohio? As of September 29, 2017, House Bill 27 reduced the amount of time injured workers have to file a claim to one year from the date of the workplace injury or death in Ohio. For claims involving occupational disease, you have two years to file a claim.
Some states however prohibit the sale of workers compensation by private insurers and, instead, require employers to purchase coverage from a government-operated fund. North Dakota, Ohio, Wyoming, and Washington are the four states with this specific requirement and are referred to as monopolistic states.
Generally speaking there is a one year time limit (2017 HB 27) in which to file a workers' compensation claim. The claim must be filed within one year from the date of the injury.
According to the BWC, most Ohio workers' compensation claims are filed by the MCO after being notified of the work-related injury or occupational disease by the healthcare provider (i.e., the hospital emergency room, your treating physician, or urgent care facility) or the employer.
The statute of limitations for filing a workers' compensation claim in Ohio has decreased from two years to one year. That means that workers, in addition to having less time to file a claim, also have reduced abilities of working cooperatively with their employer to deal with injuries on the job.
The term monopolistic state refers to any state that has special legislation in place that requires workers' compensation coverage be provided exclusively by the state's workers' compensation program.