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Under New York's no-fault law, an insurance company is required to pay drivers, passengers, and pedestrians up to $50,000.00 for their legitimate economic and medical losses but does not provide for pain and suffering. Only permanent injury cases can recover more than $50,000.
New York is one of the states that use no-fault laws. Basically, no-fault laws allow people who have been involved in an accident to be reimbursed for their losses by their own insurance company.
Yes! Your New York car insurance covers other drivers in your vehicle. This is a state-specific law that says your car insurance insurance policy follows your car ? not you as a driver. This holds true for collision, uninsured motorist protection, comprehensive, and property damage liability insurance.
New York is a ?no-fault? insurance state, which means that insureds are generally reimbursed by their insurance company for damages regardless of who was responsible for causing the accident. Insureds can be reimbursed for medical costs and other losses that might surface after the accident.
New York is a no-fault state when it comes to auto insurance. This means that your own insurance company should pay your medical expenses regardless of who caused the accident.
If you are in a traffic crash that involves a fatality or personal injury, you must report it to the DMV. You must also report any traffic incident or crash that involves $1000 or more in damage to the property of any one person.
New York Is a No-Fault Insurance State In our state, after an auto accident, each driver's auto insurance policy will cover their own personal injury damages (but not pain and suffering), regardless of who caused the crash. The same no-fault rule applies to injured passengers too.
Leaving the scene of a collision before exchanging your information with other motorists is illegal under the New York State Vehicle and Traffic Law.