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It is essential that you notify your insurance company as soon as possible after being involved in an auto accident. Ideally, this should be done within 24 hours of the incident occurring, but you have up to 30 days in most instances.
Was any driver, passenger, or pedestrian injured in the accident? Did any party incur property damage totaling more than $1,000? If you answered yes to either of these queries, then you? and all involved drivers? are required by New York State Vehicle and Traffic Law to report it.
You are required by the NY State Vehicle and Traffic Law to file an accident report if you are involved in any accident where there is damage to the property of one individual (including yourself) that is more than $1,000. The report must be filed within 10 days.
DIAL 911 if you need immediate assistance, have been involved in an accident, or if you have witnessed dangerous, aggressive or erratic driving that poses risk to other motorists on the road. For all other traffic complaints or inquiries, contact your local Troop.
(NOTE: A Report of Motor Vehicle Accident must be filed with the Department of Motor Vehicles within 10 days of a collision if the collision caused damage over $1,000 to the property of any one person. Failure to do so can result in suspension of your driver's license.)
(NOTE: A Report of Motor Vehicle Accident must be filed with the Department of Motor Vehicles within 10 days of a collision if the collision caused damage over $1,000 to the property of any one person. Failure to do so can result in suspension of your driver's license.)
If you are in a traffic crash that involves a fatality or personal injury, you must report it to the DMV. You must also report any traffic incident or crash that involves $1000 or more in damage to the property of any one person.
As New York is a no-fault state, it will not matter who caused the car accident when it comes to your insurance company paying your medical bills and lost wages. The average amount that injured parties receive in car accident settlements is around $28,000.