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If you hit another car and you are uninsured, you will be required to compensate the other driver for their losses and their passenger's losses. This includes medical bills, lost wages, emotional distress and property damage, including damage to their vehicle.
Yes, New Jersey is a no-fault state, which means that each driver's insurance pays for their own medical bills after an accident, regardless of fault. To pay for these expenses, drivers in New Jersey are typically required to carry $15,000 in personal injury protection (PIP) per person and per accident.
New Jersey is one of a handful of states with no-fault car insurance laws. Despite its name, no-fault does not mean that fault is not assigned following a car accident.
Collect InformationIf the other driver has stopped make sure you get their name, address and most importantly their insurance details. Also take note of their vehicle registration number. Finally speak to any witnesses who are at the scene. Take statements from anyone who saw the accident.
(Important note on no-fault: New Jersey is a no-fault car insurance state. That means, after a car accident, you typically need to file a claim under your own personal injury protection coverage to get compensation for medical bills and other financial losses, regardless of who caused the crash.
What should I do after a car accident?Call the police.While you wait, politely ask the negligent driver for their insurance information and take pictures of the scene of the accident.Ask any witnesses for their contact information so they may corroborate your claim if need be.More items...
What do I do after an accident?Stay calm and make sure everyone is okay.Exchange information.Gather evidence at the scene if possible.Give a statement to the police.Call your insurance company.Contact an experienced New Jersey Car Accident Lawyer.
New Jersey is one of a handful of states with no-fault car insurance laws. Despite its name, no-fault does not mean that fault is not assigned following a car accident.
Under New Jersey law, you must report any vehicle accident that results in injury, death, or property damage valued at more than $500. The best way to report an accident is to immediately call 911 or your local police department.
Under New Jersey law, you must report any vehicle accident that results in injury, death, or property damage valued at more than $500. The best way to report an accident is to immediately call 911 or your local police department.