The New Jersey Notice of Request for Loss Mitigation — By DebtorNDBJNLMDMFMD) is a document issued by the New Jersey Department of Banking and Insurance that allows homeowners to request a loan modification or other loss mitigation option. It is an important document for homeowners who are struggling to make their mortgage payments and who are looking for other ways to stay in their homes. The document outlines the steps necessary to submit a request, including the required forms, as well as the contact information for the department. There are two main types of NDB NR LMD: NDBJB NRLMD – Loan Modification Request: This document is used when a homeowner is requesting a loan modification, which is a change to the terms of a loan, such as a lower interest rate or a longer repayment period. NDBJB NRLMD – Other Loss Mitigation Request: This document is used when a homeowner is seeking a different type of loss mitigation option, such as a short sale or a deed in lieu of foreclosure.