This form is a partial release. A bank releases from a certain deed of trust a particular piece of property described in the document. However, the form provides as to all other property covered by the deed of trust, the lien remains in full effect.
New Hampshire Partial Release of Deed of Trust
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US-61437
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How to fill out Partial Release Of Deed Of Trust?
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FAQ
A partial release is a mortgage provision that allows some of the collateral to be released from a mortgage after the borrower pays a certain amount of the loan. Lenders require proof of payment, a survey map, appraisal, and a letter outlining the reason for the partial release.
To add, remove, or change a name on a deed, have a lawyer, title company, or other real estate professional prepare the deed. Then, record the new deed with the Department of Records. Note: We recommend that you do not prepare a deed on your own. We also recommend that you get title insurance.
Sign the deed in the presence of a notary public or other authorized official. For a valid transfer, record the deed at the recording office in the county where the property is located. Contact the same office to confirm accepted forms of payment.
If a property is mortgaged, you can subdivide parts to sell but only with the lender's approval. Otherwise, you're risking triggering the loan's due-on-sale clause and might need to pay off the total mortgage. To sell a part of the land you should get a partial release of mortgage.
The only way to change, add or remove a name on a deed is to have a new deed drawn up. Once a document is recorded, it can not be changed.
When you divide a lot, you change the legal description of real estate that has a lien on it. You will need their permission and they will need to do a partial mortgage release or refinance the loan.
A warranty deed conveys title to property with a warranty that the seller has the right to sell the property and that the title to the property is free from all encumbrances or other interests, except as may be stated in the deed.
Deeds can be obtained at the Strafford County Registry of Deeds. Their website is .nhdeeds.com. They can also be contacted at Strafford County Registry of Deeds, 259 County Farm Road, Suite 202, Dover, NH 03820, (603) 742-1741. Most deeds are also available in the Assessing Office.