The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.
North Carolina Complaint by Consumer against Wrongful User of Credit Information
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How to fill out Complaint By Consumer Against Wrongful User Of Credit Information?
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Attorney General Powers and Responsibilities Issuing formal opinions to state agencies. Acting as public advocates in areas such as child support enforcement, consumer protections, antitrust and utility regulation. Proposing legislation. Enforcing federal and state environmental laws.
If you think you've been the victim of a scam, or if you want to learn to be a smarter consumer, call Attorney General Josh Stein's consumer hotline toll free within North Carolina at 1-877-5-NO-SCAM or (919) 716-6000. You can also file a consumer complaint online.
The North Carolina Unfair and Deceptive Trade Practices Act, for instance, regulates how entities tell consumers about the products they provide. And the Consumer Economic Protection Act helps parties resolve foreclosure issues for owner-occupied residential real estate.
Contact Us Toll-free within North Carolina: 1-877-5-NO-SCAM. From outside North Carolina: (919) 716-6000. En Espanol: (919) 716-0058.
The Attorney General: Represents all state government departments, agencies and commissions in legal matters. Provides legal opinions to the General Assembly, the Governor, or any other public official when requested.
We prefer that you file your complaint via our online form. If you would like to file a complaint via hard copy, please call us on our consumer assistance line at (919) 716-6000, and we will mail you a complaint form.
Attorney General of North Carolina North Carolina Attorney GeneralOffice website:Official LinkCompensation:$146,4212021 FY Budget:$53,830,022Term limits:None14 more rows
North Carolina Attorney General Attorney General of North CarolinaIncumbent Josh Stein since January 1, 2017Member ofCouncil of StateTerm lengthFour yearsInaugural holderWaightstill Avery4 more rows