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You need to report a car accident in North Carolina as soon as possible if the accident causes more than $1,000 in property damage or the injury or death of at least one person. This duty is outlined in GS §20-4.01(33b).
Under the Fender Bender Law, you are required to: Move your vehicle immediately out of the flow of traffic, if possible. This will often be to the shoulder of the road where you can exchange insurance information with the other driver and safely wait for any law enforcement that may be on the way.
North Carolina is a ?fault? or tort-based state, meaning that if you were hurt in a car accident you can recover from the driver who caused the accident, or was ?at fault.? (?Fault? states are discussed in comparison to ?no-fault? states in which an injured party recovers from their insurance company, regardless of who ...
Can I File a Car Accident Claim Without a Police Report? Yes, but the official accident report (often called a ?police report? or ?DMV-349) can be important, and having one completed can definitely help. In many cases, an accident report is critical in proving fault and recovering compensation for your injuries.
Under North Carolina law, individuals are required to call the police after an accident occurs in the following circumstances: If the accident occurred in a city that requires reporting. If any individual was injured or killed as a result of the accident.
North Carolina is a fault state, so after any car accident a victim can sue the driver who was to blame for causing losses. This is in contrast to no-fault states, where each motorist's personal injury protection (PIP) insurance pays for their lost wages and medical bills when injuries are minor.
North Carolina law requires you to stop and call police if you are involved in a car accident that causes personal injury, death or property damage. While there is no deadline for reporting a car accident to your insurance company, you should do so as soon as possible.