North Carolina Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft

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Multi-State
Control #:
US-00724-LTR
Format:
Word; 
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Description

This Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft is used by a person to request a credit report, as well as request that the credit reporting company take other precautions to help prevent identity theft. Such precautions include adding a consumer alert to the individual's credit file, removing the individual's name from any mail marketing lists or promotions to any entity, not changing the individual's mailing address or telephone number without written verification from the individual and not issuing a credit report in the individual's name to anyone other than the individual without the individual's consent.

How to fill out Sample Letter To Credit Reporting Bureau Or Agency To Help Prevent Identity Theft?

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FAQ

File a Police Report, Ideally Where the Crime Occurred If you have any suspicion that your information is being used by a thief, contact local law enforcement immediately. The case is more likely to be investigated where the crime took place. If necessary, file it where you live or where the suspected thief lives.

If you've been a victim of identity theft, you can also get credit reporting companies to remove fraudulent information and debts from your credit report, which is called blocking. To do this, you must send the credit reporting companies: An identity theft report, which can be done through IdentityTheft.gov.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.

Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.

File a report with your local police department. Place a fraud alert on your credit report. ... Consumer Reporting Agencies (CRA's) Close the accounts that you know or believe have been tampered with or opened fraudulently. ... Report the theft to the Federal Trade Commission. ... File a police report.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

Immediately contact the fraud departments of the three major credit bureaus (Equifax, Experian, and Trans Union) to let them know about your situation. - Request these companies to place a fraud alert in your file as well as a credit freeze.

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North Carolina Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft