North Carolina Letter to Credit Reporting Company or Bureau regarding Identity Theft
Description
How to fill out Letter To Credit Reporting Company Or Bureau Regarding Identity Theft?
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FAQ
If you've been a victim of identity theft, you can also get credit reporting companies to remove fraudulent information and debts from your credit report, which is called blocking. To do this, you must send the credit reporting companies: An identity theft report, which can be done through IdentityTheft.gov.
During the 2005 legislative session, the General Assembly enacted the North Carolina Identity Theft Protection Act. This act imposes restrictions upon the collection and segregation of Social Security Numbers (SSN) and upon the disclosure and security of SSNs and other personal identifying information (PII).
File a report with your local police department. Place a fraud alert on your credit report. ... Consumer Reporting Agencies (CRA's) Close the accounts that you know or believe have been tampered with or opened fraudulently. ... Report the theft to the Federal Trade Commission. ... File a police report.
Immediately contact the fraud departments of the three major credit bureaus (Equifax, Experian, and Trans Union) to let them know about your situation. - Request these companies to place a fraud alert in your file as well as a credit freeze.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.
I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
File a Police Report, Ideally Where the Crime Occurred If you have any suspicion that your information is being used by a thief, contact local law enforcement immediately. The case is more likely to be investigated where the crime took place. If necessary, file it where you live or where the suspected thief lives.
