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Like other kinds of judgments, default judgments will be enforceable for a period of years set by law.Unless the defendant tries to discharge the judgment debt by filing for bankruptcy, the cloud of court-authorized actions to enforce the default judgment may well hang over the defendant's head for decades.
In effect, you're found guilty because you never entered a defense. Default judgments are sometimes called automatic judgments because of how fast they can happen. Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.
How long does a judgment lien last in Montana? A judgment lien in Montana will remain attached to the debtor's property (even if the property changes hands) for ten years.
Typically within a year or less you must file a motion asking the court to reopen your case. A motion can basically be a letter with a caption that spells out what you want the court to do.
If a defendant in a lawsuit fails to respond to a complaint in the time set by law (commonly 20 or 30 days), then the plaintiff (suer) can request that the default (failure) be entered into the court record by the clerk, which gives the plaintiff the right to get a default judgment.
You cannot appeal this kind of judgment and have a new trial until you vacate the default judgment, that is, until you have the judgment removed or erased. To vacate a default judgment, do the following:Get the form called Notice of Motion to Vacate Judgment from the small claims clerk.
Default judgments happen when you don't respond to a lawsuit often from a debt collector and a judge resolves the case without hearing your side.Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.
In California, for example, a judge can vacate a default judgment taken due to mistake, inadvertence, surprise, or excusable neglect.Under that state's law, you can vacate a default if the judge believes you had a reasonable excuse for missing the original court date as well as a good defense to the lawsuit.