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There is no longer a federal penalty for not having health coverage. But if you don't buy your coverage through the exchange, you cannot obtain a premium tax credit or cost- sharing reduction, even if you'd otherwise be eligible for them (and most people are eligible for subsidies).
Mississippi requires all employers with at least five employees to purchase workers' compensation insurance. Workers comp insurance covers employment-related injuries and illnesses regardless of fault, but can also prohibit you from filing a lawsuit against your employer for additional damages.
MS residents who seek a license as an Insurance Producer, an Independent Adjuster, Public Adjuster, or to become a Bail Agent must pass a state licensing exam. To prepare for a licensing exam, candidates must take a state approved pre-licensing course. Pre-licensing courses require a final course exam.
§ 3-4.01. Pursuant to such authority, every insurance company, either foreign or domestic, authorized to transact accident and sickness business in the State of Mississippi shall, before any policy is issued, file a copy of such policy, accompanied by a rate filing applicable to such policy.