Mississippi Identity Theft Checklist for Minors
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How to fill out Identity Theft Checklist For Minors?
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FAQ
If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
Identity Theft ? A felony punishable by 2 to 15 years in prison and a fine of up to $10,000, or if less than $250 is stolen, the person can be found guilty of a misdemeanor and be sentenced to up to 6 months in jail and fined up to $1,000, at the discretion of the court.
Identity theft has profound consequences for its victims. They can have their bank accounts wiped out, credit histories ruined, and jobs and valuable possessions taken away. Some victims have even been arrested for crimes they did not commit.
Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.
Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
The penalty for identity theft is up to 15 years in prison and a fine of up to $10,000. If you stole less than $250, the court may decide to reduce the fine and the jail time. The penalty for false information is a misdemeanor and is punishable by up to $5,000 in fines and a year in jail.
Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.
In synthetic identity theft, criminals will create identities and attach a child's actual Social Security number to the profile. This allows them to obtain loans, file a false tax return, or apply for government benefits using the child's Social Security number.