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Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.
Identity Theft ? A felony punishable by 2 to 15 years in prison and a fine of up to $10,000, or if less than $250 is stolen, the person can be found guilty of a misdemeanor and be sentenced to up to 6 months in jail and fined up to $1,000, at the discretion of the court.
You should review your bank account statements regularly; if you see unknown purchases, that could be a sign that your identity has been stolen. Check credit reports. Similarly, monitor your credit reports from all three credit-reporting bureaus for any unknown accounts or inaccurate information.
Stolen personal information is fuel for identity theft Many online services require users to fill in personal details such as full name, home address and credit card number. Criminals steal this data from online accounts to commit identity theft, such as using the victim's credit card or taking loans in their name.
Tools/Resources for Victims Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.