Missouri Application For Group Self Insurance is an insurance program offered to employers in the state of Missouri. It allows employers to create their own health care plans and pay for them with pre-tax payroll deductions. This type of insurance is attractive to employers because it allows them to customize their plans to meet the needs of their employees, and the cost savings are passed on to the employees. There are two types of Missouri Applications For Group Self Insurance: Fully Insured and Self-Insured. Fully Insured plans are those that are underwritten and regulated by the state, and the employer pays premiums to the insurance company. Self-Insured plans are those that are funded and managed by the employer, and the employer is liable for any claims made against the plan. In either type of plan, the employer will need to complete an application to be approved for Group Self Insurance.