This form is a sample answer and defenses filed by the defendant in a personal injury action.
Michigan Answer and Defenses - Motor Vehicle Accident - Long
State:
Multi-State
Control #:
US-PI-0318
Format:
Word;
Rich Text
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How to fill out Answer And Defenses - Motor Vehicle Accident - Long?
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FAQ
In Michigan, however, most at-fault accidents stay on your record for seven years. Accidents involving fatalities or DUIs stay on your record permanently. You can find out the specific time frame for your state by checking your state's Department (or Bureau) of Motor Vehicles website.
If the at-fault driver who damaged your car was insured at the time of the crash, you can only sue for up to $3,000 even if your vehicle is totaled. This is known as the Mini-Tort law.
Your no-fault insurance DOES NOT pay for repairs to your car if it is damaged in an accident. If your car is properly parked and hit by another car, the other driver's no-fault coverage will pay for the damage to your car.
In Michigan, even not-at-fault accidents can lead to an increase in car insurance rates. On average, drivers who experience a not-at-fault accident may see their rates increase by 10% or more, depending on the insurance company and state regulations.
Michigan is a no-fault state, which means drivers are required to have personal injury protection (PIP), also called no-fault insurance. No-fault insurance covers medical expenses for you and your passengers if you're hurt in an accident.
Michigan law requires you to have no-fault automobile insurance on your car. If you have an accident, this required insurance pays for injuries to people and for damages your car does to other people's property and to properly parked cars.
If you are in a No-fault state like Michigan, it also does not matter who happens to be at-fault for causing the car accident. These insurance benefits are paid regardless of fault and regardless of who causes the crash, which is why these states are called ?No-Fault.?
A car accident settlement may take only weeks or months when liability is uncontested, injuries are undisputed, and the at-fault driver's insurance policy limits are sufficient. But if a lawsuit is necessary, a settlement could take one to two years, depending on where you file and the court's backlog of cases.