This office lease clause describes the allocation of risks. The parties desire to allocate certain risks of personal injury, bodily injury or property damage, and risks of loss of real or personal property by reason of fire, explosion or other casualty, and to provide for the responsibility for insuring those risks as permitted by law.
Michigan No Fault Clause
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Multi-State
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US-OL25072
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Yes, Michigan is one of 12 states that use a variant of ?no-fault? auto insurance. In a no-fault system, your own auto insurance coverage covers your medical care and other out-of-pocket expenses after a car accident, up to the policy limits, irrespective of who caused the accident.
Not-At-Fault Accidents and Insurance Rates in Michigan In Michigan, even not-at-fault accidents can lead to an increase in car insurance rates. On average, drivers who experience a not-at-fault accident may see their rates increase by 10% or more, depending on the insurance company and state regulations.
If you are in a No-fault state like Michigan, it also does not matter who happens to be at-fault for causing the car accident. These insurance benefits are paid regardless of fault and regardless of who causes the crash, which is why these states are called ?No-Fault.?
Started in 1973, Michigan's no-fault insurance system was designed to lower costs and speed up payments to doctors by eliminating the need for accident victims to sue the other driver after a crash to get payment for injuries.
No-fault insurance in Michigan is automatically included in a minimum coverage policy, which costs an average of $159 per month ($1,908 annually). Personal injury protection (PIP) is often referred to as no-fault insurance and is a mandatory type of coverage for most Michigan drivers.
If you have an auto accident, no-fault insurance pays for your medical expenses, wage loss benefits, replacement services, and the damage you do to other people's property. It does not matter who caused the accident. Your basic no-fault insurance does NOT pay for repairs to your car.
Under the Michigan No-Fault insurance law, if you chose to have a deductible on your No-Fault coverage for auto-accident-related medical bills, then you will have to pay the deductible ? even if you are not at fault and had nothing to do with causing the car accident.
Standard Rate For Michigan No Fault Mileage Benefits Reimbursement rates vary by carrier. Reimbursement may be as high as 55 cents a mile, but not all insurance companies consistently reimburse at the same rate. By working with the Mike Morse Law Firm, you can be assured to get the best rate available.