Michigan Guide for Protecting Deceased Persons from Identity Theft

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US-00727
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Description

This Guide for Protecting Deceased Persons from Identity Theft will assist you in protecting an individual’s identifying information from identity theft after they have died. It is also helpful in dealing with creditors, credit reporting agencies, law enforcement agencies and other entities if a deceased person’s identification is lost or stolen.
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  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft

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FAQ

A defendant's sentence depends on the circumstances of the case, but penalties for identity theft include the following: First offense: Up to five years in prison and a $25,000 fine, or both; Second offense: Up to ten years in prison and a $50,000 fine, or both; and.

Contact banks, credit unions, credit card companies, and other financial institutions that hold accounts in your loved one's name, and notify those companies of your family member's death. This way, the system can flag any attempts to use the deceased person's identity via their financial accounts.

Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.

Highlights: Identity theft insurance is a type of insurance policy that provides financial protection for victims of identity theft. Coverage varies between insurers, but identity theft insurance generally aims to cover costs associated with the recovery process after you have become a victim of ID theft.

(1) A person shall not do any of the following: (a) With intent to defraud or violate the law, use or attempt to use the personal identifying information of another person to do either of the following: (i) Obtain credit, goods, services, money, property, a vital record, a confidential telephone record, medical records ...

A ?security breach? is defined as the unauthorized access or acquisition of unencrypted or unredacted records or data containing personal information where illegal use of the personal information has occurred or is reasonably likely to occur or that creates a material risk of harm .

11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.

The Michigan Personal Data Privacy Act, if enacted as Law, will impact businesses by obligating them to do all of the following: Post a compliant privacy notice for consumers. Establish, track, and honor consumers' opt-out and opt-in consent choices. Perform data protection impact assessments.

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Michigan Guide for Protecting Deceased Persons from Identity Theft