Michigan Objections

If you are served with a garnishment summons, do not ignore these documents because they do not directly involve a debt that you owe. Instead, you should immediately freeze any payments to the debtor, retain the necessary property, and provide the required written disclosure.

You can stop a garnishment by paying the debt in full. You can stop a wage garnishment by asking the court to order installment payments in your case. Read Getting an Installment Payment Plan to learn more. Objecting to a garnishment will stop it until the objection is decided.

If it's already started, you can try to challenge the judgment or negotiate with the creditor. But, they're in the driver's seat, and if they don't allow you to stop a garnishment by agreeing to make voluntary payments, you can't really force them to. You can, however, stop the garnishment by filing a bankruptcy case.

Respond to the Creditor's Demand Letter. Seek State-Specific Remedies. Get Debt Counseling. Object to the Garnishment. Attend the Objection Hearing (and Negotiate if Necessary) Challenge the Underlying Judgment. Continue Negotiating.

You will need to provide proof of your monthly income and expenses to the court. If the court agrees with you, the garnishment would be set aside by the court and your employer would be ordered by the court to stop the garnishment. Third, you could file an appeal with the court if you do not agree with the garnishment.

In general terms, to attempt to have a wage garnishment ended, modified or reversed, you have the following options. First, you could attempt to negotiate a monthly payment agreement with the creditor/collector.Third, you could file an appeal with the court if you do not agree with the garnishment.