The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.
Maine Complaint by Consumer against Wrongful User of Credit Information
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How to fill out Complaint By Consumer Against Wrongful User Of Credit Information?
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To file a complaint or request mediation, please complete and submit a webform at along with a copy of the contract and any other supporting documents.
You can enter your complaint online by visiting the consumer complaint form. For more immediate assistance regarding the termination of your utility service, call our Consumer Assistance Hotline at 1-800-452-4699, Monday through Friday, a.m. to p.m.
If you are unable to resolve a problem with your utility, you may contact the Maine Public Utilities. Commission's Consumer Assistance and Safety. Division at 800-452-4699.
Complete and sign MLRB Form 7 (PDF), and draft a Concise Statement of Facts, in ance with the rules. E-file the complaint (MLRB Form 7, Concise Statement of Facts and relevant Collective Bargaining Agreement) by emailing a copy of the complaint to mlrb@maine.gov and to the respondent.
The current chairman is Phil Bartlett.
Welcome to the Maine Public Utilities Commission website Our core function is to ensure that Maine citizens have access to safe and reliable utility services at rates that are just and reasonable for customers and public utilities, while also helping achieve reductions in state greenhouse gas emissions.
In Maine, consumers are granted certain rights under the Implied Warranty of Merchantability Law. ing to the law, if a product develops a significant defect within four years of its purchase date, the seller or manufacturer is obligated to cover repair or replacement costs.