Maine Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act

State:
Multi-State
Control #:
US-01422BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. This Act also sets out strict rules regarding communicating with the debtor. The FDCPA applies only to those who regularly engage in the business of collecting debts for others -- primarily to collection agencies. The Act does not apply when a creditor attempts to collect debts owed to it by directly contacting the debtors. It applies only to the collection of consumer debts and does not apply to the collection of commercial debts. Consumer debts are debts for personal, home, or family purposes.


The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m. He can contact the debtor at home, but cannot contact the debtor at the debtor's club or church or at a school meeting of some sort. The debtor cannot be contacted at work if his employer objects.


This form is a generic complaint and adopts the "notice pleadings" format of the Federal Rules of Civil Procedure, which have been adopted by most states in one form or another. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

Free preview
  • Preview Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act
  • Preview Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act
  • Preview Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act
  • Preview Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act

How to fill out Complaint By Debtor For Harassment In Attempting To Collect A Debt, Using Harassing And Malicious Information, And Violating The Federal Fair Debt Collection Practices Act?

Are you inside a position in which you need to have documents for either business or individual purposes just about every day? There are tons of lawful document web templates available online, but finding types you can rely isn`t straightforward. US Legal Forms offers a large number of kind web templates, such as the Maine Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act, which can be composed to meet state and federal specifications.

In case you are previously acquainted with US Legal Forms internet site and have an account, basically log in. Next, you may obtain the Maine Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act format.

Should you not provide an accounts and need to start using US Legal Forms, adopt these measures:

  1. Find the kind you need and make sure it is to the proper area/region.
  2. Make use of the Review switch to check the form.
  3. Read the explanation to actually have selected the correct kind.
  4. In case the kind isn`t what you`re trying to find, make use of the Lookup industry to find the kind that suits you and specifications.
  5. Once you get the proper kind, click on Purchase now.
  6. Opt for the pricing program you need, fill in the required details to create your money, and pay money for your order utilizing your PayPal or charge card.
  7. Choose a hassle-free data file file format and obtain your backup.

Discover each of the document web templates you possess purchased in the My Forms menu. You can aquire a extra backup of Maine Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act anytime, if possible. Just select the essential kind to obtain or print out the document format.

Use US Legal Forms, the most considerable selection of lawful forms, to conserve time and stay away from errors. The support offers skillfully made lawful document web templates which can be used for a variety of purposes. Generate an account on US Legal Forms and begin producing your way of life easier.

Form popularity

FAQ

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

A debt collector may not use any false, deceptive, or misleading representation or means to collect or attempt to collect a debt.

Don't provide personal or sensitive financial information Never give out or confirm personal or sensitive financial information ? such as your bank account, credit card, or full Social Security number ? unless you know the company or person you are talking with is a real debt collector.

A debt collector is also not allowed to harass, oppress, or abuse you or anyone else they contact. This includes repetitious phone calls with the intent to harass, use of obscene or profane language, and threats of violence or harm.

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

The FDCPA prohibits entities from engaging in abusive practices in the collection of consumer debts. The law also requires debt collectors to adhere to time and place restrictions and provide consumers with a method for disputing and obtaining validation of debt information.

But debt collectors cannot: Act in a threatening or intimidating way. Cause a disturbance. Force their way into your house.

The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.), which became effective in March 1978, was designed to eliminate abusive, deceptive, and unfair debt collection practices.

Trusted and secure by over 3 million people of the world’s leading companies

Maine Complaint By Debtor For Harassment in Attempting to Collect a Debt, Using Harassing and Malicious Information, and Violating the Federal Fair Debt Collection Practices Act