Maine Reaffirmation Agreement (B2400A)(12/15) is a form used to reaffirm a debt in the state of Maine. This document is intended to be used when a debtor has defaulted on a loan and the creditor has obtained a judgment against the debtor. It allows the debtor to agree to pay the debt in full or in installments. The agreement must be signed by both the debtor and the creditor and must be approved by the court. There are two types of Maine Reaffirmation Agreement (B2400A)(12/15): one for consumer debts and one for non-consumer debts. The consumer debt agreement is used when the debt is related to personal, family, or household purposes. The non-consumer debt agreement is used when the debt is related to business, investment, or commercial purposes.
Maine Reaffirmation Agreement (B2400A)(12/15)
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FAQ
Rescission of Reaffirmation Agreements The Bankruptcy Code permits you to rescind a reaffirmation agreement at any time prior to the date the Bankruptcy Court issues a discharge order, or within 60 days after the reaffirmation agreement is filed with the court, whichever event occurs later.
At the 341 meeting, you'll take an oath that you will answer all questions honestly. Then, the trustee will ask you some standard questions, including: Whether the information in your bankruptcy forms is accurate and complete. Whether your bankruptcy forms are signed.
What Questions Will a Bankruptcy Creditor Ask at the 341 Meeting of Creditors? Your creditors will ask you questions about your present and past financial situation, business dealings, and property that you own.
The 341 meeting of creditors refers to a meeting conducted by the Chapter 13 Trustee pursuant to 11 USC Section 341. At the 341 meeting of creditors, Chapter 13 petitioners will be required to swear or affirm that the information that they are about to give is truthful.
Creditors usually do not show up for this meeting. Any of your testimony will be recorded and used against you if there is a dispute. Your answers must be brief and direct.
Failure to attend the Section 341 meeting without the prior agreement of the Chapter 13 Trustee or the Bankruptcy Administrator, as applicable, may result in the filing of a Motion to Dismiss the case by the Trustee or the Bankruptcy Administrator.
