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Substitute checks are copies of an original check which are accepted as legally valid by banks. They were made legal in 2003 by the Check 21 Act, and they are now commonly used for check-clearing purposes. Banks can use photos or photocopies of an original check in order to make a substitute.
A replacement paycheck is issued in the event that a paper paycheck has been lost, destroyed, never received, or has become stale dated because it has not been cashed within 13 months of the issue date.
A substitute check is a special paper copy of the front and back of an original check. It may be slightly larger than the original check. Substitute checks are specially formatted so they can be processed as if they were original checks. The front of a substitute check should state: "This is a legal copy of your check.
There are several digital alternatives to paper checks, including: ACH payments (or eCheck payment) Credit card payments.
Lost Paychecks The payroll office will work with the Disbursement Office to re-issue you a check. The check re-issue may take 5 to 7 business days depending on the payroll schedule.