This form is a sample complaint for use in claim involving an automobile accident.
Kentucky Complaint regarding Auto Accident (Driver vs Driver)
State:
Multi-State
Control #:
US-PI-0035
Format:
Word;
Rich Text
Instant download
Description
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How to fill out Complaint Regarding Auto Accident (Driver Vs Driver)?
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FAQ
Distracted Driving Despite popular opinion, the brain is incapable of focusing on more than one task at a time. This means that when a driver is texting, talking on the phone, grooming, reading, or even eating while driving, the brain is switching between tasks and unable to consistently focus on what's ahead.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
In order to sue someone after a car accident in Kentucky, you must have at least $1,000 in medical expenses or have suffered any one of the following; A broken bone. Loss of a bodily function. Disfigurement.
Although you should check your individual policy, usually, you can let your friend drive your car without violating your coverage. As long as you give the person permission and they only drive the car occasionally, there shouldn't be an issue. Accidents, however, can happen anytime.
In Kentucky, the no-fault car insurance law means that you will file a claim with your own car insurance provider after a car accident whether or not you caused the crash. Your own car insurance policy will cover your damages without requiring proof of someone else's fault.
Kentucky is one of three ?choice no fault states? where no-fault coverage is the default but can be rejected in writing. And even if you don't opt out, it's still extremely likely that you'll need to file a claim against the at-fault driver's insurance company anyway if you do get hurt in an accident.
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.
Car insurance usually follows the car in Kentucky. The types of car insurance that follow the car in Kentucky are collision, comprehensive, uninsured motorist protection, and property damage liability.