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What is the auto accident statute of limitations in Kentucky? There is a two year statute of limitations for auto accident claims in Kentucky. This limitation is found in Kentucky Revised Statute § 304.39-230, which states: 304.39-320 Limitations of actions.
The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident ing to their own insurance policy.
Kentucky is a ?no-fault? state, which means that your personal auto insurance will cover at least part of your medical treatment, regardless of who caused the accident. Basic coverage is $10,000, but some policies can provide more coverage.
Go to the official Kentucky State Police website. Share your case number, report date, and the last name of the car owner on their portal. Now pay the $10 processing fee to access the accident report. This is the fastest way to obtain it.
As a driver in an accident, you must file a report if the police don't because the law requires it. Failure to file a written accident report when required is punishable by a fine of $20 to $100. But there's more to it than that. You must have an accident report on file to make an insurance claim after a car accident.
Contact your insurance company Whether you file your car insurance claim over the phone, online, through a mobile app, or with an agent, your insurer will likely request the following details: Location, date, and time of accident. Name, address, phone number, and insurance policy number for all involved in the accident.
In order to sue someone after a car accident in Kentucky, you must have at least $1,000 in medical expenses or have suffered any one of the following; A broken bone. Loss of a bodily function. Disfigurement.
Kentucky is one of three ?choice no fault states? where no-fault coverage is the default but can be rejected in writing. And even if you don't opt out, it's still extremely likely that you'll need to file a claim against the at-fault driver's insurance company anyway if you do get hurt in an accident.