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Any person operating a vehicle on a Kentucky highway, who is involved in an accident resulting in any property damage exceeding $500 in which an investigation is not conducted by a law enforcement officer, shall file a written report of the accident with the Kentucky State Police (KSP) within 10 days of the occurrence ...
The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident ing to their own insurance policy.
If you have been in a motor vehicle accident in Kentucky that caused an injury or $500 worth of property damage, you must ensure it is reported to Kentucky State Police to satisfy state law and to obtain insurance compensation for your losses.
To start, by law anyone involved in an automobile accident involving property damage exceeding $500 must file a Civilian Collision Report with the Kentucky State Police (KSP) within 10 days of the accident.
In order to sue someone after a car accident in Kentucky, you must have at least $1,000 in medical expenses or have suffered any one of the following; A broken bone. Loss of a bodily function. Disfigurement.
Do you know what to do after a car crash? Seek medical attention if you are injured. ... Contact the local authorities. ... Get details from all drivers and passengers involved. ... Obtain license plate numbers of vehicles involved. Get the names, phone numbers, and addresses of any witnesses present.