Kansas Coverage for Interns under the Affordable Care Act

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Interns can be terrific additions to a nonprofit's capacity building journey, but it's important to clarify whether they are unpaid volunteers or paid employees. Companies should make sure they comply with U.S. Department of Labor requirements so that unpaid interns cannot claim entitlement to wages or make other claims against the employer. Companies should also be aware whether or not these employees are covered under the Affordable Care Act.

Kansas Coverage for Interns under the Affordable Care Act provides health insurance options for interns in the state of Kansas. These options ensure that interns have access to affordable and comprehensive healthcare coverage throughout their internship period. Under the Affordable Care Act, interns in Kansas can obtain coverage through various channels, including: 1. Health Insurance Marketplaces: The Health Insurance Marketplace is an online platform where interns can compare and purchase different healthcare plans offered by private insurance companies. It allows interns to find plans that suit their specific needs and budget. 2. Medicaid Expansion: Kansas has not expanded its Medicaid program under the Affordable Care Act. However, low-income interns may still be eligible for Medicaid coverage if their income falls within the state's Medicaid income limits. 3. Employer-Sponsored Coverage: Interns may also be eligible for coverage through their employer if the company offers health insurance benefits to their interns. This type of coverage typically includes essential health benefits such as preventive care, emergency services, and prescription drugs. 4. Parent's Health Insurance: Interns who are younger than 26 years old may be eligible to be covered under their parent's health insurance plan. This provision of the Affordable Care Act allows young adults to stay on their parents' plan even if they are not full-time students or financially dependent on their parents. It is important for interns in Kansas to explore all available coverage options to ensure they have the necessary healthcare coverage. By understanding their eligibility and exploring different avenues, interns can find a suitable plan that meets their healthcare needs during their internship.

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In Kansas, you can enroll in ACA Marketplace plans through HealthCare.gov or an approved enhanced direct enrollment (EDE) entity. EDE makes it easier to sign up for health insurance by applying directly through private websites or third-party entities.

Where competition for interns is fierce, I have seen internships pay very well. But this is not the case around the world and across every industry. Often, companies can acquire the talent they need among candidates for internships without paying a high wage. In those cases, wages and benefits can be low.

Interns and part-time employees are allowed to participate in a 401(k) program if they meet plan eligibility requirements. An employee may generally participate in a qualified 401(k) plan if they meet the following conditions: Age requirement: The employee must be at least 21 years old.

Interns may be considered covered employees Paid interns working more than 30 hours per week may be considered eligible employees who should receive health coverage insurance. Exceptions may include: Interns employed by a company for fewer than 120 days.

The opportunity to sign up for health insurance is guaranteed to many full-time employees. Unpaid interns do not qualify as full-time employees, but paid interns may qualify for benefits under certain circumstances. Seasonal employees of six months or less are also exempt from health insurance requirements.

Internships can help to expand your employee candidate pool. It is an excellent opportunity to identify great talent, build connections, and eventually hire the right people. It could be the solution to your hiring needs in a competitive labor landscape.

Some employers choose to offer temps and interns only medical coverage. The ACA employer mandate does not require an offer of other health benefits (such as dental and vision coverage) to avoid potential penalties.

The ACA guarantees that consumers with pre-existing conditions can apply for and purchase health insurance if they're otherwise eligible. Consumers may generally renew an existing policy regardless of their health status.

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Jul 2, 2018 — Are you hiring interns this summer? If so, you need to understand how the Affordable Care Act (“ACA”) requirement to offer health coverage ... How to fill out Coverage For Interns Under The Affordable Care Act? · Find out if the Form name you have found is state-specific and suits your requirements.Apr 2, 2019 — The question of how to compensate interns (or not) is further complicated by the Affordable Care Act (ACA). The ACA defines a full-time employee ... Jun 5, 2023 — This Benefit Minute reviews Affordable Care Act requirements that may apply to interns including whether health coverage should be offered. Apr 28, 2022 — The ACA requires ALEs (Applicable Large Employers) to offer affordable minimum value health coverage to their full-time employees or pay a ... Mar 15, 2023 — This post covers when employers are required to offer health coverage to full-time temps and interns to avoid potential ACA employer mandate ... Qualifications: The ideal candidate is either completing their last semester of their bachelor's degree or enrolled in graduate school for law (JD), political ... Apr 25, 2022 — If a full-time employee (including an intern) is a seasonal employee, then they do not have to be offered coverage within 91 days of their date ... May 27, 2021 — If you decide to hire interns after they complete their internship, offer benefits as appropriate, and update their status in your ACA software. Apr 27, 2023 — Hiring summer help raises Affordable Care Act compliance considerations.

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Kansas Coverage for Interns under the Affordable Care Act