Illinois Additional Defenses for Mortgage Foreclosure Appearance & Answer is a legal document used in Illinois foreclosure proceedings. This document is used by the defendant to raise additional defenses to the foreclosure action brought against them. The document outlines the defendant’s contention that the foreclosure notice was defective and/or that the foreclosure was not properly conducted. The document also includes a sworn statement from the defendant, as well as any other evidence to support their claim. There are two main types of Illinois Additional Defenses for Mortgage Foreclosure Appearance & Answer: Default Defenses and Non-Default Defenses. Default Defenses are defenses which contest the validity of the foreclosure notice (such as a failure to provide prior notice, or a defective foreclosure notice). Non-Default Defenses are defenses which contest the manner in which the foreclosure was conducted (such as a lack of proper notice to the defendant, or a lack of proper due process).