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The following are qualifying events: the death of the covered employee; a covered employee's termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under
Which of the following is considered a qualifying event under cobra? Divorce. Other qualifying events include the voluntary termination of employment; an employee's change from full time to part time; or the death of the employee.
Cal-COBRA administration requires four basic compliance components:Notifying all eligible group health care participants of their Cal-COBRA rights.Providing timely notice of Cal-COBRA eligibility, enrollment forms, and notice of the duration of coverage and terms of payment after a qualifying event has occurred.More items...
Model COBRA notices are provided on the U.S. Department of Labor's COBRA Continuation webpage under the Regulations section.Step 1: Initial Notification.Step 2: Qualifying Event Notices.Step 3: Insurance Carrier Notification.Step 4: Election and Payment.Step 5 (if needed): Late or Missing Payments.More items...
Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.
(An employer MUST have 20 employees for a terminated employee to be eligible for COBRA.)
A covered employee's becoming entitled to Medicare and voluntarily terminating coverage with the employer (as is permitted under the Section 125 regulations) is not a qualifying event for the covered spouse and dependents. A qualifying event has occurred only when there is a loss of eligibility for coverage.
Qualifying events include the following: Death of the covered employee. Termination or reduction of hours of the covered employee's employment for reasons other than gross misconduct. Divorce or legal separation from a covered employee.
You can stop paying for your expensive premiums, or cancel COBRA continuation or coverage at any time, BUT you must remember that voluntarily quitting other health coverage or being terminated from a health plan for not paying premiums is NOT a qualifying life event.
Q3: Which employers are required to offer COBRA coverage? COBRA generally applies to all private-sector group health plans maintained by employers that had at least 20 employees on more than 50 percent of its typical business days in the previous calendar year.