Delaware Guide for Identity Theft Victims Who Know Their Imposter
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Go to IdentityTheft.gov or call 1-877-438-4338. Based on information your enter, IdentityTheft.gov will create your Identity Theft Report and recovery plan. If your personal information was stolen, you might want to file an identity theft report with the police. Also, creditors might ask you to file a police report.
Reviewing your credit report is one of the most important steps you can take to ensure that you are not a victim of identity theft (ID theft). To review your credit report, contact one or all of the major consumer credit reporting agencies and request a copy of your credit report.
The first step of identity theft is when thieves steal your personal data. This can happen through a variety of means, including hacking, fraud and trickery, phishing scams, mail theft, and data breaches. Data breaches are among the most common ways identity thieves collect personal data.
File a report with your local police department. Place a fraud alert on your credit report. ... Consumer Reporting Agencies (CRA's) Close the accounts that you know or believe have been tampered with or opened fraudulently. ... Report the theft to the Federal Trade Commission. ... File a police report.
File a report with the Federal Trade Commission (FTC). If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
Explain that someone stole your identity and ask them to close or freeze the compromised account. Contact any of the three credit reporting agencies and ask that a free fraud alert be placed on your credit report. Also ask for a free credit report.