This office lease clause describes the allocation of risks. The parties desire to allocate certain risks of personal injury, bodily injury or property damage, and risks of loss of real or personal property by reason of fire, explosion or other casualty, and to provide for the responsibility for insuring those risks as permitted by law.
Connecticut No Fault Clause
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Multi-State
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US-OL25072
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FAQ
Connecticut law establishes the state as an ?at-fault? state, meaning that someone is almost always considered responsible for the crash. Comparative negligence means that each participant in the crash is assigned a percentage amount of the fault based on their negligence contributed to the crash.
In 1994, Connecticut moved to an at-fault model for car insurance. With this model, the fault must be established before any compensation is awarded. Drivers who are over 51% responsible for accidents must pay for the other parties' damages through their insurance coverage.
Determining fault for a collision relies on gathering and examining accident scene evidence. This could be photographs of vehicle damage, eyewitness accounts, records of auto repairs, witness testimony or law enforcement reports.
Connecticut is not a ?no fault state?. A driver injured because of another driver's negligence can collect payment for injuries from the at fault driver's insurance. Coverage for your own injuries are not required in Connecticut, but may be purchased as part of your policy.
Sudden stops can be jarring and unexpected. However, drivers are expected to maintain a safe following distance to account for such scenarios. If you hit a car that stopped suddenly, you might bear some responsibility. But if the front driver's sudden stop was unreasonable or without cause, they could share the blame.
Many insurance companies offer what is known as an ?accident forgiveness? policy where the first accident you have will not increase your rate. However, in Connecticut, there are no statutes or regulations limiting how high your rates can rise after an accident or for how long.
Connecticut is a 'Fault' Insurance State This means the at-fault driver must compensate everyone injured in the accident, including other drivers, passengers, pedestrians and cyclists. Determining who's at fault might seem straightforward.
Evidence and witnesses are key to determining fault in auto accidents. If the fault is not clear at the scene of the accident, there may be traffic cameras that recorded the accident. By reviewing the footage, a driver's fault may be able to be assigned sooner than later this way.