California Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

The California Department of Industrial Relations (DIR) provides an online tool to search for workers' comp claims. The information is public, within limitations. You will have to identify yourself and disclose why you are requesting the information.

The Workers' Compensation Process Find an approved medical provider. Fill out the required paperwork. Ensure you are following all of the requirements to remain eligible for benefits. Develop medical evidence needed to support the severity of your injuries and get you the benefits you deserve.

Filing a DWC 1 starts the process of getting the benefits you may qualify for under state law, including medical treatment and disability payments. An adjuster from the insurance company will then contact you to take the next step in the claims process, which is often submitting your medical records and bills.

Form DWC-7 is a notice to provide injured workers with rights, benefits and contact information. DOWNLOAD DWC-7 FORM.

The Workers' Compensation Coverage Inquiry website is a free service provided by the WCIRB for anyone to use in order to identify an insurer that wrote a California workers' compensation insurance policy for a specific employer on a specific date within the last five years.

A workers' comp claim can show up on a background check but your new employer can only see your workers' comp record after they've sent a conditional job offer. Unlike some states, in California, your record is off-limits to everyone except you, the court, and your former employer.

Certificate of Workers' Compensation Insurance The certificate must be written by an insurance company licensed through the California Department of Insurance. CSLB must be listed as the Certificate Holder. The contractor's business name and license number must be listed. The policy number must be listed.

Deadlines are crucial when filing for workers' comp. In California, a workplace injury must be reported within 30 days of the incident and a workers' compensation claim must be filed within one year. Simply stated, when it comes to filing forms for work-related injuries, the sooner the better.

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California Checklists - Worker's Compensation Claims